There should never be a one-size-fits-all approach to insurance and financial stability.
We specialize in helping clients:
Our personalized solutions are designed to meet your unique financial goals and provide long-term stability
Would you like to establish a secure financial future for your child, ensuring they have a place at the table?
Our Child Capital Program is designed to provide:
Let us help you build a lasting foundation for your child's financial success.
Looking for an easy-to-follow budget?
As a fellow mother, wife, and woman, I’m sharing a straightforward approach to help you create a simple, effective budget that works for you.
Have questions?
Call us today to find out how we can help protect your hard-earned assets and prepare for the future.
I want to extend my heartfelt thanks to all of my amazing clients—both new and returning. Your trust and support have made this adventure so rewarding!
As I’ve reflected on the past year, I’ve taken time to reconnect with my true passion. Many of you know I’ve always had a deep love for children and a strong desire to serve others, which is why I began in this industry. Along the way, I realized I had lost sight of that focus, but I’m excited to say I’m back on track!
2025 is shaping up to be something special—The Year of The Child.
So, what does this mean? I’m so glad you asked! In the coming year, THRIVE will be dedicated to offering life insurance strategies that create financial foundations designed to:
As a teacher at heart, I’m passionate about educating my clients on how these strategies can make a real difference in their lives. I can’t wait to share this valuable knowledge with all of you!
Welcome to The Year of The Child—a year of growth, security, and peace of mind!
We are wrapping up our plans for 2025 and can't wait to share them with you!
Please contact us if you cannot find an answer to your question.
The primary reason to insure children is to cover funeral expenses in the unfortunate event of a child's death. There are other benefits as well such as the ability to lock in great rates due to impeccable health, wealth accumulation, financial aide in medical assistance through a policy's Accelerated Death Benefits.
Mortgage Protection Insurance is a policy that provides the financials needed to cover housing expenses in the event of death. This policy can be written in time periods of the duration of the loan (10-30years). We like to see this as a supplement to a whole life policy. This will allow your family to keep a sense of normality without the strain of financial obligations for mortgage payments.
Premiums for life insurance is based on age and health. With children's policies, they have both on their side resulting in lower fixed rates for whole life policies.
Because Mortgage Protection Insurance utilizes a term life insurance policy, premiums are determine by amount of insurance, age, health and length of the policy period.
There are 2 main types of life insurance. Whole life which will follow your child from childhood through the duration of their entire life, has a fixed premium, provides cash accumulation and Accelerated Death Benefits which provide financial aide for certain health conditions. There is also Term Life which is typically less expensive as it only provides coverage for a limited time, if renewed rates increase, there is no cash accumulation and provides fewer Accelerated Death Benefits.
Mortgage Protection Insurance utilizes a term life insurance policy that is tailored to the mortgage loan pay off amount.
Have questions? We’re here to help! Whether you’re curious about coverage or how it fits into your financial plan, complete this short CONTACT US form. We’re happy to provide clear, honest answers!
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